VA HOME LOAN

Affordable Home Loans for Service Members

VA loans offer flexible, sustainable terms, allowing you to purchase your first home even if you have limited savings. And with several refinancing options, you can turn your home equity into cash and reduce your monthly mortgage payment. Here are some features of our VA Home Loans:

  •  100% financing available with no down payment*  
  •  Government-backed, so no private mortgage insurance required  
  •  Easier qualification requirements compared to other home loans  
  •  Competitive rates, greater degree of safety and optimal flexibility  
  •  Financing for veterans, active service members and select military spouses

Contact us today to see how a VA Loan can put your homeownership goals within reach... 

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*Closing costs and fees may still apply.

What is a VA Loan?

A VA Loan is a little-to-no down payment* loan specifically for those who have served, or are currently serving in the military.

* Closing costs and fees may still apply

VA Home Loan Calculator

Eligibility for a VA Home Loan

With a VA loan, the borrower must be a qualifying active duty member of the U.S. military, veteran, or surviving spouse. A Certificate of Eligibility (COE) is required.  

You might be eligible if:

  • You served 90+ days active duty during wartime 
  • You served 180+ days active duty during peacetime
  • You were not dishonorably discharged 
  • You are currently active duty 
  • You are the surviving spouse of a veteran who died during service or because of service-related injuries and are not remarried

VA Home Loan Qualifications & Highlights 

  • 100% Financing with No Down Payment (Closing costs and fees may still apply) 
  • Government-backed, so no private mortgage insurance required 
  • Qualify with a minimum credit score of 580
  • Competitive rates, greater degree of safety and optimal flexibility 
  • Easier qualification requirements compared to other home loans